LSQHA Blog Reviews

Lionheart Assurance Solutions LP Scam Prevention Toolkit: Becoming The Victim Of An Identity Theft Scam Carries Serious Consequences

admin — Thu, 04 Nov 2010 20:21:56 +0000

Lionheart Assurance Solutions is a consulting organization that helps their clients fight the possibility of becoming a victim of identity theft. This horrible crime has long-reaching consequences for the victim. Identity theft can remain hidden for a long time, making matters for the sufferer even worse.. Victims experience financial losses from the improper use of their private information. Scammers are capable of doing all sorts of things in your name: open accounts, get bank cards, perhaps even operate a crime ring. They'll use personal information such as your name, date of birth, home address, telephone number, insurance policy information, and driver’s license number to start up accounts and purchase goods leaving you with the debts.

The Lionheart Assurance Solutions LP Scam Prevention Toolkit talks about 5 implications of becoming a victim of identity theft.

1. You could be rejected a loan when you desperately need the cash or rejected from a job you’re completely experienced to do because of a bad credit rating that you're not responsible for creating.

2. The more time it takes to learn you are the victim, the longer the path of fraudulent activity you must clean up.

3. Besides anger and hopelessness, you'll have to spend a great deal of time and money clearing up your name.

4. The worst-case scenario is that you get arrested and jailed for a criminal offense you didn't commit.

5. It could take years to file reports, close accounts, and replace your charge cards and bank accounts.

The Lionheart Assurance Solutions LP Scam Prevention Toolkit suggests that you simply prevent identity theft before it occurs by using precautionary measures with all your delicate, personal information.

About Lionheart Assurance Solutions & The Lionheart Assurance Solutions LP Scam Prevention Toolkit:

Lionheart Assurance Solutions’ staff is committed to delivering identity theft education and identity theft threat mitigation through the use of content articles on identity theft. They are calling this info campaign to deliver identity theft articles for the public, The Lionheart Assurance Solutions LP Scam Prevention Toolkit.

Lionheart Assurance Solutions LP Scam Prevention Toolkit: Becoming The Victim Of An Identity Theft Scam Carries Serious Consequences

Why Startups Need to Know When to Ignore Their GPS

cgseo — Tue, 27 Apr 2010 21:45:00 +0000

Have you ever found yourself ignoring the directions of your car's GPS in order to get somewhere faster or more efficiently than it can calculate? Me too. Chances are when leaving point A, you plugged in the address of point B, and a route was calculated on how to get from one to the other. The problem is, things come up on the route from point A to point B that may cause you to divert from your path such as construction, road closures, traffic, side trips you need to make or neighborhoods you may choose to avoid driving straight through. Sponsor Startups make similar diversions, but the directions they are straying from are those of a product roadmap. Roadmaps are projected out for months, if not years, to give a company a strategy to most effectively grow their product. But just as there are reasons we ignore our GPS, there are reasons for startups to alter their roadmap. Spark Capital partner Bijan Sabet has worked with dozens of startups on project roadmaps, and recently he wrote about the importance of driving off course when necessary. Sabet recalls and example of this from his experience working with Boxee's Avner Ronen . "I remember our first board [meeting], Avner shared a product plan for the next twelve months. Then, before the very next board meeting he shipped a bunch of new things that weren't on the roadmap," writes Sabet. "He would see opportunities in the market, listen to his users and then create and launch. And that approach paid off and continues to pay off." If startups come up with a product roadmap and proceed to put their heads in the sand while they follow it unwaveringly, they will more than likely fail. So much is learned from testing products and receiving feedback that being unwilling to change the plan is a death sentence. This quality is so important for entrepreneurs that Sabet says he looks for it specifically when investigating possible investments. "I'm more interested in learning if the founders have the talent and desire to move, innovate and create quickly," he says. The lesson here seems obvious, but there have been cases where startups are devoted to their roadmaps and revenue projects to a point where it affects the success of the company. Like some driving directions, there is no most optimal route for every startup to succeed, so the willingness to turn left when your GPS says right is an important decision to know how to make as an entreprneur. Photos by Flickr users Marcin Wichary and sporst . Discuss

Excerpt from:
Why Startups Need to Know When to Ignore Their GPS

Angel-Backed Companies More Likely to Succeed, Says Harvard Study

cgseo — Tue, 27 Apr 2010 20:30:00 +0000

A new study published by professors at the Harvard Business School shows that angel-backed companies are more likely to succeed and show more growth than those funded by venture firms alone. Researched and written by William Kerr and Josh Lerner, the report found that companies with angel funding see between 30% and 50% higher growth figures in terms of website traffic, are more likely to survive for four years, and are also in a better position to receive further rounds of funding. Sponsor Angel investing itself has seen large growth over the last several months with the creation of various organizations, events, firms and legislation to spur it on. We've discussed the Open Angel Forum series of events, the creation of "Super Angel" firms , the curated Venture Hacks AngelList , as well as current legislation both helping and hurting angel investments. Angel investing has become more common, and as this report shows, this is largely due to the value and success it tends to breed. But why are angel investments the secret sauce for some companies? As the report points out, its the intangibles that angels bring to the table that could be playing a large role in company success. "Access to capital per se may not be the most important value-added that angel groups bring. Some of the 'softer' features, such as angels' mentoring or business contacts, may help new ventures the most," the report says. One of the other reasons that companies could tend to be more successful with angel funding is because of the human face placed on the investments. Angels are usually investing in companies at an early stage, and are investing their own capital in the company. Entrepreneurs may be more likely to work that extra bit harder when they know they are playing with the personal cash of an actual person, not the collected funds of an entire firm without a human name. The reputation of the angel could play a large role as well, both for the attitude of the people running the company, and for the audience they are looking to attract. Most angels tend to be successful entrepreneurs themselves, and thus are likely well known in the startup scene. The chance to sit and talk with these investors, let alone receiving funding from them, is likely a treat for most entrepreneurs, so they may be more likely to be more careful with their money. Additionally, when the public hears of a new startup that may not immediately interest them, the mention of particular angel investors can change their mind. As angel investors mature, they build their own personal portfolio of companies they noticed and provided early funds for, so when company XYZ launches with angel funding from an influential angel investor, that alone can attract people to the product. I know personally that I have looked into startups I otherwise would have largely ignored simply because an important angel investor was certain they'd be a hit. "Some of the 'softer' features, such as angels' mentoring or business contacts, may help new ventures the most." - Harvard Business School report Since some companies receive early financing rounds from angels, it is also logical to assume that when working with a limited amount of cash, the entrepreneurs may be more focused on doing more with less. A company that bursts out of the gate with large amounts of VC firm funding may spend it slightly more haphazardly, whereas a company running on limited angel funds may adopt leaner practices and take baby steps toward success and future funding. As the report mentioned above, the "softer" features provided by the angels are also a large help to the companies. In his email newsletter yesterday, angel investor Jason Calacanis discussed loyalty and how he goes to bat for the people who are loyal to him and his companies. He mentioned that whenever he invests in a company, he immediately becomes an evangelist for that company and it's founders, doing all he can to promote it. This may not be the same for all angels, but when influential investors like Jason get behind your company, they do their best to make sure good things happen. I would be interested to see similar data from this report that compares companies with solely angel funding versus those with more traditional VC firm funding mixed in. The influence of angel investors is significant, but I would think the angels alone are not enough to create more successful businesses at a higher rate. But the lesson here is, if your startup has the opportunity to include some angel investors (especially at the early stages), it would seem like a wise decision to go ahead with. Photo by Flickr user Brooke Anderson . Discuss

Read more from the original source:
Angel-Backed Companies More Likely to Succeed, Says Harvard Study

Is it Time for Facebook to Make Opt-In the Default?

cgseo — Tue, 27 Apr 2010 19:56:40 +0000

Facebook's Open Graph API is getting some negative attention in Washington today. Four democratic U.S. senators, Charles Schumer, Michael Bennet, Mark Begich and Al Franken, sent a letter to Facebook's founder and CEO Mark Zuckerberg earlier this morning, asking for clarification about the privacy implications of Facebook's latest initiatives. Specifically, these senators complain about the company's new policy to allow third-party developers to store data for more than 24 hours, Facebook's Instant Personalization feature and the social network's new initiatives that make more of its users' personal information public by default. Sponsor Washington and Facebook Privacy The discussion in Washington mostly centers around the fact that Facebook's new Instant Personalization service is opt-out . Facebook's current partners - Microsoft's Docs.com , Pandora and Yelp - automatically get access to a subset of your personal data whenever you visit their sites while you are logged in to Facebook. According to the senators, Facebook now shares "significant and personal data points that should be kept private unless the user chooses to share them." U.S. senators : "Significant and personal data points that should be kept private unless the user chooses to share them." In his response to the senators' concerns, Facebook's VP of global communications Elliot Schrage argues that these new products are "designed to enhance personalization and promote social activity across the Internet while continuing to give users unprecedented control over what information they share, when they want to share it, and with whom." Facebook : We "give users unprecedented control over what information they share, when they want to share it, and with whom." This discussion comes down to Facebook's decision to make many of its latest features opt-out instead of opt-in. Currently, Facebook is only testing Instant Personalization with a small number of hand-selected partners. Facebook's ambition , however, is to turn itself into the hub for personalization on virtually every site on the Internet, so this small group of partners could soon grow exponentially. This - combined with the end of the company's 24-hour limit on storing data by third-party developers - could potentially pose a serious threat to its users' privacy. Opt-In vs. Opt-Out There is a reason why Facebook is currently using opt-out as its default. After all, this guarantees Facebook the largest possible user base for these features and the best possible user experience for those who want to use them. Making new features opt-in exposes Facebook to the (very real) possibility that not enough users sign up and that the reach of its current and future initiatives will be very limited. On the other hand, if its users really wanted to these features, wouldn't they just opt-in if asked? And if these features turn out to be really useful, wouldn't word about them spread across Facebook like a wildfire? Should Facebook Make Opt-Out Its Default? Given the Beacon fiasco from 2007 - and the recent discussion around how Google handled the launch of Buzz - however, we have to wonder if Facebook simply didn't learn its own lessons. Facebook already hosts more private information about its users than any other site on the Internet. Given the company's current trajectory of exposing more and more personal data, it's probably time for the company to establish a consistent policy for how it plans to handle personal data in the future and make it very easy for users to opt out of any new initiatives that will expose more of a user's data to third parties in the future. If you want to make sure that Facebook developers can't access your personal data, here are Sarah Perez's excellent instructions for how to opt-out . Discuss

See more here:
Is it Time for Facebook to Make Opt-In the Default?

Millions of People Now Get Live Streaming Video Sent to Their Phones

cgseo — Tue, 27 Apr 2010 18:27:53 +0000

Live video, from around the world, streaming right through the phone in your hand: that's pretty incredible. It's not science fiction anymore, it's now something that millions of people have experienced. San Francisco's Justin.tv announced today that almost one and a half million people have downloaded the company's live-video-stream-viewing app to their iPhones in the first month it's been available. From Leo Laporte's This Week in Tech , to the Future of Money conference, to a lot of content I don't care to watch, Justin.tv is definitely getting traction. This isn't the only company fast finding a lot of consumer interest in mobile video streaming, either. Sponsor Competitor Ustream made a similar announcement when it hit the iTunes store in January, saying more than one hundred thousand people downloaded that app in its first 24 hours. Ustream has Justin Bieber content, which you may consider an asset or a liability, depending on your perspective. (Personally, I just love Justin Bieber. I know he loves me back and I want him to be a part of my family. ) The point is: People love live streaming video to mobile handsets. Justin.tv said today that it has made major stability updates to its app (sometimes these things still feel like tin cans with string between them), and added push notifications to alert users when their favorite live shows are broadcasting. The iPhone app already contributes about 20% of the company's total new account sign-ups. We don't know how many downloads the Ustream app has seen since it first entered the iTunes app store and was featured prominently there, but if we assume that the same one half of one percent of users will have rated the Ustream app as have rated the Justin.tv app, then Ustream would have seen well more than 11 million downloads so far. Presumably if the app had in fact passed 10 million by now, we would have heard about it. The moral of the story, though, is that live streaming video sent to mobile phones is here and people like it. Live video broadcasting from mobile is much, much less popular of course, but content creation is always less popular than consumption. It's exciting to imagine how a more mature mobile, live-streaming video market will look. I'm ready to watch all kinds of things happen live on my phone. Discuss

See the original post:
Millions of People Now Get Live Streaming Video Sent to Their Phones

Hugo Chávez to Make Terrorist Threats, er, Join Twitter

cgseo — Tue, 27 Apr 2010 04:10:00 +0000

After getting the short end of the Twitter stick, Venezuela president, Hugo Chávez, called it " terrorism ," " a battle trench" and a "current of conspiracy. "The Internet cannot be free!" he proclaimed. Since he has taken six television channels he didn't like off the air and imprisoned reporters , who knew what he would do? Well, it turns out he intends "to open his Twitter account soon to wage the battle online," according to Diosdado Cabello, Venezuela's chief telecommunications regulator. Sponsor With Venezuela's once invincible-seeming oil-economy now in the toilet and his approval rating diving below 50% perhaps El Jefe feels he has no choice. Since mass media in Venezuela is under constant threat from its strongman head of state, his opponents and critics have monopolized the microblogging platform and that platform is becoming popular. Reuters outlined its recent growth. "The microblogging site has seen an explosive rise in usage in Venezuela to more than 200,000 active accounts. With growth of over 1,000 percent in 2009, Venezuela now has one of the highest rates per capita of Twitter users in Latin America." The moment you shut people up, you no longer speak for them. This has started to dawn on some of Chávez's once-vocal partisans. It may take longer for those whose solidarity is limited to their Che t-shirts. May I suggest you Sharpie #FreeVenezuela across yours? Top photo from Open Democracy Bottom photo by Corey Harmon Discuss

See original here:
Hugo Chávez to Make Terrorist Threats, er, Join Twitter

Akamai’s State of the Internet Report

cgseo — Tue, 27 Apr 2010 03:00:00 +0000

Digital platform company Akamai has released its latest State of the Internet Report . The report covers the last quarter of 2009. Among the findings are the persistence of Russia as the top location for attack traffic and of South Korea for speed of web connections.The number of unique ports attacked has increased by almost three times what it was in Q3. Sponsor The single oddest statement in the report is Akamai's contention that "slightly more than 465 million unique IP addresses, from 234 countries, connected to the Akamai network- 4.7% more than in the third quarter of 2009, and 16% more than in the same quarter a year ago." Given that most countries in the world recognize between 194 and 196 countries, it is difficult to understand how even the most liberal definition of country could result in Akamai's total. Here are a list of important and interesting trends that Akamai has identified in Q4. Attacks Akamai observed attack traffic originating from 198 unique countries around the world. Russia remained the top attack traffic source, accounting for 13% of observed attack traffic in total. The United States, China and Brazil took second and third and fourth place for a total of 20%. Akamai observed attack traffic targeted at more than 10,000 unique ports. Users Akamai observed a 4.7% increase (from the third quarter of 2009) globally in the number of unique IP addresses connecting to Akamai's network. Ending 2009 at 465 million unique IPs. The metric grew 16% from the end of 2008, and nearly 54% from the end of 2007. The United States and China together contribute 40% of unique IP addresses in the world. The Scandinavian countries have the highest number of IPs per person. In the U.S. it was New Jersey that took that honor. There are 32 countries with fewer than 1,000 unique IP addresses. Speed South Korea retained its lead as having the most high broadband (over 5 Mbps) and the highest average speed (12 Mbps). In the U.S., the state of Delaware retained its lead, growing to 72% of connections to Akamai occurring at 5 Mbps or greater. Delaware also maintained the highest average connection speed in the United States, increasing to 7.6 Mbps. Over 40 of the mobile providers surveyed had average speeds of over 1 Mbps. Two out of three U.S. mobile providers lost speed for the second quarter in a row. Discuss

See the article here:
Akamai's State of the Internet Report

Startups and the Lure of the (Hyper)Local

cgseo — Tue, 27 Apr 2010 02:00:00 +0000

For a long time, technology has been touted as a force that can help us connect globally. But the urge to stay connected locally remains. And the same technological innovations that have facilitated global commerce and communication now seem to be turned towards helping us (re)connect to our neighborhoods, communities and local businesses. As buzz around location-based networks and services grows, "the local" is poised to be a place that's increasingly the emphasis for innovation and entrepreneurship. Sponsor People want to know what's going on locally. People want to shop locally. People want to network locally. And hyperlocal services make it easier to engage in and market to a local community. Technology need no longer be feared by local businesses as something that would drive their customers elsewhere - namely online. Although location-based social networks such as Foursquare and Gowalla have received significant attention as part of this trend, they are far from the only services. Hyperlocal search and news sites are two other services that have seen recent growth. Last week, Milo.com , a website that enables shoppers to research products online but then make their purchases locally, added products and real-time inventories for over 100 independent, mom-and-pop stores across the country. While Milo.com has served the "big box" stores for some time, this move to incorporate smaller retail outlets marks another way in which the local is starting to take advantage of online opportunities. "Smaller stores that once viewed technology as a threat, now see the benefit it has for reaching potential shoppers and attracting new customers into their actual brick and mortar locations," says Jack Abraham, Milo.com founder and CEO. Abraham says that Milo.com helps local businesses address the classic problem of how to get new customers in the door, but offers the best of both worlds - that is both an online component for reading reviews and the assurance that if they drive to their local store, they'll find the item in-stock, ready to "touch, feel, and buy." The hyperlocal can offer both geographic and content granularity - the ability to focus on a very specific location and subject matter that might otherwise be too small to be served. By merging the local and the online, businesses can respond quickly to meet the needs of their customers. Startups have long used local communities as a testing ground for both marketing and business models before opting to expand. The increasing interest in the hyperlocal might make it more than just a launching point. What do you think of the potential for expansion of more hyperlocal startups? Discuss

Lessons for Entrepreneurs from World of Warcraft

cgseo — Tue, 27 Apr 2010 01:00:00 +0000

When film critic Roger Ebert posted on his blog that "Video Games Can Never Be Art," he seemed to incur the wrath of the gaming community, and the entry now has over 3,000 comments, many protesting Ebert's claims. Ebert wonders why the designation of art or not-art matters to those who play video games: "Do they require validation? In defending their gaming against parents, spouses, children, partners, co-workers or other critics, do they want to be able to look up from the screen and explain, "I'm studying a great form of art?" Then let them say it, if it makes them happy." Sponsor Here's an argument to make gamers happy. According to John Seely Brown, former director of Xerox PARC , massive multiplayer online games demonstrate ways in which groups can manage information and maximize learning. At a recent lecture as part of Stanford University's Entrepreneurial Thought Leaders series, Brown said that World of Warcraft guilds can serve as models for entrepreneurs in understanding how to succeed in a knowledge-based economy. Brown urges entrepreneurs to look at WoW for ideas on how to boost information management and performance feedback. Brown points to the guild, the game's primary organizational structure, as the way you "get things done in World of Warcraft." Noting that over 12,000 ideas are posted to the official World of Warcraft forums daily, Brown points to the necessity of having a guild in order to process this information. "If your guild is going to be successful," says Brown, "you have to figure out how to get the members of your guild to process tens of thousands of new ideas." The guild structure, Brown argues, allows for groups to crowdsource information and to test, filter and disseminate strategies. The most successful guilds also meticulously record and review their performances. "In terms of extreme performance," says Brown, "I've never seen anything quite like it. World of Warcraft high-end guilds do after-action reviews on every high-end raid." Brown praises the way in which WoW players have developed their own dashboards so they can constantly measure and adjust their own performance. Brown argues this vigilance around feedback helps WoW players learn exponentially. With over 12 million World of Warcraft subscribers, chances are WoW is an incubator for future entrepreneurs, whether or not the game is "art." Discuss

Continued here:
Lessons for Entrepreneurs from World of Warcraft

GetGlue Adds New Releases to Recommendations Made by Human & Machine

cgseo — Tue, 27 Apr 2010 00:15:28 +0000

It's hard to keep up with all the newly released movies and music these days, but a lightweight social network with a whole lot of smarts under the hood says it can now offer you personalized recommendations of new releases that suit your very particular interests. GetGlue is a semantic web browser plug-in that has, for years, been smart enough to recognize when you're looking at the same musical group across different websites, be that on Last.fm, MySpace or elsewhere. The service recently added a stream of recommendations of music, movies, books, magazines, wikipedia articles and other things you might like. How can it tell what you'll like when something is brand new, though? Today the service has launched a "new releases" section, where human editors rush to classify brand-new media. Then the semantic robots can serve it up to the right users, still hot out of the oven. It's pretty cool. Sponsor GetGlue founder Alex Iskold says he's learned a lesson similar to what formerly automated tech news aggregator Techmeme has learned: algorithms and user generated content can take you a long way, but there comes a point when it's good to hire some dedicated editors. The service asks you to like or unlike a wide variety of things. It then uses that feedback to build a taste profile to compare against things it finds put into its database and find the stuff it thinks you'll like. That's harder with new releases, though. "When something new is coming out, we don't know what it's like, so you need to have proffessionals tag it," Iskold told us. "We have two editors on staff who look across the spectrum of new releases each week. They draw the similarities between things in a deep way - the tagging system we use will be unvieled later. We use really eclectic tags to characterize what kind of zombie or vampire movie something is. We also use tags brought in from other systems and our users find cool new things really fast." The end result is a nicely displayed stream of big icons for personally recommended newly released movies, music and books. You think you're hip to your scene now? Wait until you've got a network of contacts, a semantic robot and real human editors all working together to bring you the freshest content in your weird little niche. To be honest, I've been testing it out today by switching from new album recommendations on Glue over to Apple's Lala.com , where it's easy to listen to full albums once for free. That's not the way Glue wants you to use it, but that's the way I like to use it so far. The Down Side It's an incredible system, when it works. GetGlue knows though that there are some challenges in this kind of game though. First, it's not easy to present this kind of flow of data to users without either overwhelming them or boring them. Many of GetGlue's latest changes are focused on making the user experience more pleasant: bigger images, collapsed bundles of shared items, etc. Can the service find a balance between giving you strong-enough recommendations on one hand and regularly offering up new recommendations on the other? In past versions of the product, I've received too few recommendations to keep me coming back. Hopefully new releases will scratch that itch. Iskold also says that after "liking" only 15 musical artists, I'm actually much less active than most of the 400,000 registered users of the service. Personally, I'm more drawn to the Wikipedia recommendations on GetGlue than anything else. The new releases in music might be roughly in the same sub-genres I usually listen to, but that doesn't mean they are any good. Finally, all this "liking" obviously begs the Facebook question. Writing as an ostensible Facebook competitor about that giant network's radical innovations unveiled last week, Iskold wrote the following in a widely-read article here at ReadWriteWeb about Facebook's Open Graph: "Time will tell where we land, but my gut is that positive things will come out of this. If nothing else, let's give Facebook credit for innovation and re-imagination the Web." Today he emphasized in speaking with me that Facebook is new to what it's just begun to do, but his company has been doing it for years. There's no guarantee that Facebook will get it right, he said. It's hard to say for sure that GetGlue has got it right, either. But as a work in progress, it's pretty darned good and today's new additions are very interesting. Discuss